Promoter & Directors



PROMOTER

Govind Singh
He is former Business Head for Microbanking at ICICI Bank. In this capacity, he oversaw a microfinance portfolio of over Rs.2,600 crore (the largest for any commercial bank in India), relationships with over 100 MFIs, as well as the Business Correspondent and Bulk Jewel Loan businesses. He turned around ICICI Bank's microfinance business, with impressive growth in the book size, while improving the portfolio quality substantially. A banker for over 22 years, he was previously the Business Head for Rural and Agri Liabilities, and the Trust, Societies, Associations, and Clubs (TASC) segment. He also has extensive experience with the Retail Liabilities group and Retail Infrastructure Group. He has worked previously with State Bank of Patiala, Surya Roshni group (Financial services), Bank Internasional Indonesia and Axis Bank. He was also nominated by ICICI Bank on the Boards of Cashpor Micro Credit and Asmitha Microfin Ltd. He was a member of the RBI's Working Group to Review the Business Correspondent Model. He traveled to Brazil and South Africa in 2007 as part of an RBI study team for financial inclusion


DIRECTORS

Ajai Raj Sharma
He joined the Indian Police Service in 1966 and served in several sensitive districts of Uttar Pradesh, from 1970 to 1982. As a Deputy Inspector General of Police, Faizabad Range U.P, he was in charge of six districts, and subsequently was posted in Bareilly and Lucknow zones as the Inspector General of Police. In July 1999, he was appointed Commissioner of Police, Delhi. On completion of three years tenure as Commissioner of Police, in June 2002 he was posted as Director General, Border Security Force - the world's largest border guarding force. Some notable awards that Mr. Ajai Raj Sharma has received are the Police Medal for Meritorious Service, the President's Police Medal for Distinguished Service and the President's Police Medal for Gallantry besides many others.

Ajay Maniar:
He has over 14 years experience across rating agencies & banks. He started his career with CARE (a credit rating agency ) & then worked in HDFC Bank& Citi Bank. He has successfully undertaken diverse role within the risk domain. He has extensive experience in dealing with large, mid-size and small business units. He is a chemical engineer & has done his Masters in Management Studies (MMS) from Jamnalal Bajaj Institute of Management Studies (JBIMS), Mumbai, 1996.

Ramni Nirula:
She was Senior General Manager in ICICI Bank and was responsible for Corporate Banking and Government Banking Group. She served as Managing Director and Chief Executive Officer of ICICI Securities of ICICI Bank Ltd. from January 1, 2003 to January 31, 2004. She has more than three decades of experience in the financial sector. She joined ICICI in 1975 and held various positions in the northern regional office of ICICI. She has been a Director of Jindal Steel & Power Ltd, Abhishek industries Ltd, Ballarpur Industries Ltd. Ms. Nirula holds a Masters in Business Administration from Delhi University. Currently, she is associated with ICICI Foundation.


Ulf Linders
He is the MD of Norwegian Microfinance Initiatives. Mr. Linders has extensive experience from various business sectors in many countries. Earlier appointments include President of ABB Leasing GmbH, Mannheim; Vice President ABB Europe Ltd, Brussels; Senior Banker at European Bank/EBRD, London as well as facilitator for OEM production and brand sourcing originated in China and India.

Vijayalakshmi Das
Ms. Vijayalakshmi Das is the Managing Director of Ananya Finance for Inclusive Growth Private Ltd. Earlier she was the chief executive of FWWB, and through it Ms. Das was active in building apex funding mechanisms that provide linkages between development banks and NGOs. She has served as a member of the Policy Advisory Group (PAG) of the Consultative Group to Assist the Poorest (CGAP). She serves on Board of Access Development Services, Cashpor Micro Credit , Invest India Micropension Setrvices etc. Ms. Das holds Master's degrees in Economics and Urban and regional planning.


Govind Singh:
He is MD & CEO of the Company.

Trilok Nath Shukla:
He was the General Manager in Cashpor Micro Credit, Varanasi and was part of Head office Operations Team. In addition he also headed Human Resources Division. Earlier he was heading the Mirzapur district, which is the oldest and largest district in terms of portfolio. He is an MA in Sociology from Purvanchal University, UP and holds Advance Diploma in Rural Technology Development and Management from IERT Allahabad. He joined Cashpor in September 1997 and since then has handled various responsibilities in Operations, Audit, Risk & HRD. He has attended several training programs in and outside India, including visit to Grameen Bank, Bangladesh, Boulder Program held in Italy and IIM Ahemedabad.