Utkarsh Micro Finance Private Limited is registered with Reserve Bank of India as Non Banking Finance Company-MFI (NBFC-MFI). Its registered office and corporate office is in Varanasi (Uttar Pradesh). It is started to provide financial and non financial services in its area of operations to the unbanked population who have the skill but are in need of capital. Initially it had started with credit under Joint Liability structure and insurance, but subsequently it started Micro Enterprises Loan and Micro Pension. It also collaborated with Samutkarsh Welfare Society -a section 25 company- to provide Vocational Training and Market Linkages, Green Energy (solar) Initiatives, Health Initiatives and Financial Awareness training. It is committed to provide more products & services to bring transformation in the lives of underprivileged.

  Our reach as on June 30, 2015
Group lending
No. of Branches 251
Members 720,226
Active Loan client 669,810
Total Disbursement (Rs in Mn) 20265.0
Portfolio outstanding (Rs in Mn) 7685.1
Micro Enterprises Loan
No. of Branches 17
Active Loan client 8100
Total Disbursement (Rs in Mn) 616.0
Portfolio outstanding (Rs in Mn) 422.5
Housing Loan
Active Loan client 7
Total Disbursement (Rs in Mn) 0.7
Portfolio outstanding (Rs in Mn) 0.7
  Recent Newsletter
   Click here to Download the June 2015 Newsletter.
  Loan Portfolio Audit
   Click here to Download the Loan Portfolio Audit.

Career Opportunities (Interviews on Jul 23 (Noida), 24 (Nagpur & Patna) & 31 (Varanasi), 2015 for Micro Finance, Retail Loans and Support & Control Verticals) - click for more details.



Client Grievance Redressal Mechanism:

Employee Grievance Redressal Mechanism: