Utkarsh Micro Finance Private Limited is registered with Reserve Bank of India as Non Banking Finance Company-MFI (NBFC-MFI). Its registered office and corporate office is in Varanasi (Uttar Pradesh). It is started to provide financial and non financial services in its area of operations to the unbanked population who have the skill but are in need of capital. Initially it had started with credit under Joint Liability structure and insurance, but subsequently it started Micro Enterprises Loan and Micro Pension. It also collaborated with Samutkarsh Welfare Society -a section 25 company- to provide Vocational Training and Market Linkages, Green Energy (solar) Initiatives, Health Initiatives and Financial Awareness training. It is committed to provide more products & services to bring transformation in the lives of underprivileged.